Complimentary Financial Education. Confident Employees. Stronger Retirement Outcomes.

The Employer Financial Wellness & Retirement Education Program™ is a no‑cost, employer‑approved education initiative designed to improve employees’ financial confidence, retirement readiness, and long‑term financial stability — without adding cost, liability, or administrative burden to the employer.

This program is:

- Education‑only (no product endorsement required)

- Voluntary for employees

- Employer‑approved

- compliance‑friendly

Why Employers Are Offering Financial Wellness Education

Today’s workforce is financially stressed — and it shows up as:

- Reduced productivity and engagement

- Increased absenteeism

- Delayed retirements

- Higher healthcare and benefits costs

Providing financial education helps employees make better decisions while positioning the employer as a trusted partner in long‑term well‑being.

Program Benefits for Employers

✔ No cost to the employer
✔ No fiduciary responsibility
✔ No plan changes required
✔ No administrative workload
✔ Improves employee morale and retention
✔ Supports retirement readiness without liability

This program educates — it does not sell.

Program Benefits for Employees

Employees gain clarity and confidence around:

- Personal financial wellness

- Retirement income planning

- Risk management and wealth protection

- Tax‑efficient strategies

- Legacy and estate considerations

Education empowers employees to make informed decisions — now and in the future.

What the Education Covers

Core Financial Wellness Topics

  • Understanding financial risk

  • Protecting income and assets

  • Retirement income planning fundamentals

  • Tax awareness and long‑term planning

  • Legacy and estate basics

All content is delivered in a clear, non‑technical, education‑first format.